It’s July! Which means June passed by (super quickly, might I add!), and the year is more than half way over already. A lot happened last month, but at the same time, it seems like nothing has changed. My birthday was in June, and I spent the day jet-lagged after my 2 week trip to Japan, loathing returning to work the next day.
I came home from my trip in the beginning of the month, where I visited Kyoto, Osaka, Tokyo, Shiga, and Okayama with my mom and my sister. Longest and the shortest 2 weeks of my life!
I’ve finally finished compiling a “photo journal” of the trip on my Journi Travel Blog, and my challenge for that trip was to take all of the photographs on my new Google Pixel instead of my mirrorless camera.
(As you may have guessed already, all of the photos on this post were taken on the Pixel.)
The weekend after, my boyfriend came up to NYC and took me to watch Anastasia on Broadway for my birthday. It was my third time in the Orchestra seats, and we had a great unhindered view.
I highly highly recommend it the show! Their use of technology woven into the whole play made it seem like I was watching a movie, not an on-stage show. And of course, the actors and actresses were fabulous.
We watched the movie on Netflix a week later to compare, and I much preferred the Broadway show’s spin on it better (the story is “different” from the movie).
The next week, I flew off to Chicago for a week long trip, our first destination-based-trip. Half of it spent working at our Chicago office, and the other half spent as a vacation.
He would often fly to New York City, or I would (not as often) fly to San Francisco to visit each other, but we had never taken a vacation to a common destination with both of us traveling before.
The “rush hour” commute was so unlike the one in NYC, I was tempted to call up my manager and tell him I’m relocating to the Chicago office right there and then! And the city was so clean and so little people compared to NYC.
But in the end, I was so glad to be back in my own bed, in my own room, in the comfort of my familiar city. I’d love to go back soon, though.
I developed quite a few evolving chronic pain points before, during, and after my trip to Japan, many of which still remain, a month later. I take pain killers twice a day so I can continue to function in society as well as stay asleep at night. I’ve definitely woken up in the middle of the night a few times in so much pain from my locked-up or swollen joints and dragged myself to the sink to drown a few pain killers.
The chronic pain of unknown sources definitely gave me the final push to make annual physical exam appointment, and to actually go. It wasn’t of much help, but I got a rheumatologist referral for my joints (I suspect Ehlers Danlos Syndrome, but never had the opportunity to see a rheumy, so have never been diagnosed). The downside is that my insurance is a piece of crap I couldn’t get an appointment until September. I guess I’ll go if I’m still alive by then…
I said “screw it” and moved $19,000 from my savings account into my investment portfolio, effectively balancing my net worth at about 85% investments and 15% cash.
When I started investing late last year, I was a little hesitant about putting too much money in, so while my friends told me that I should just leave $5,000 in my bank accounts and invest the rest, I opted to only invest 50% of my assets. But watching the dividends and capital gains go up by hundreds every month, while earning less than $10 in interest back for almost the same amount of money in my savings account, I decided to throw most of it into my portfolio on a whim. I figured that even if the market was stalling at 7% return (like it has been for the past few weeks….), that’s still much better than it rotting in the savings account.
Now that I have less in my bank account, it helps me be more cognizant on how much I have and how much I’m spending, since the value fluctuates a lot more visibly every time I pay my bills or get paid.
I also upped my monthly contribution to the Charles Schwab portfolio to $750/month from $500/month, and my Health Savings Account (HSA) contribution to $400/month from $50/month (since I was expecting mounting medical bills in the upcoming months). I also changed my automatic Checking account to Savings account transfer to $50/month. My 401K contribution remained the same at around $400/month.
While I have been spending more money, buying a phone, buying dresses, spending a little more money when I eat out, etc., I also don’t want to completely slip out of control in my spending, so I hope just having some visual cues (ie: the bank account balances) as well as having automatic withdrawals that I can’t touch will help me keep myself straight up.
- Travels: Japan, Chicago, New Jersey
- Watched: Anastasia: The Broadway, Wonder Woman
- Investments: +$19,000
- Savings: -$18,975 (-$19,000+$25)
- Accomplishments: Started Goal Setting
- Health: Got a PCP, Started Weightlifting
- Life: I’m 28 now!